Property Attributes
- MLS#2026030373
- TypeSingle Family
- Listing Status Active
- CountyLee
- CityFORT MYERS BEACH
- AreaTIP TOP TERRACE
- NeighborhoodTIP TOP TERRACE
- Zip33931
- Style
- Year Built1994
- Taxes$ 5540
- Price$ 879,000
- Bedrooms2
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1320
- Lot Size0.271 Acres
Data Source:
Southwest Florida MLS Datashare
Property Description
**Direct Gulf Access Living with Exceptional Rental Potential!** Welcome to your Southwest Florida waterfront retreat! Perfectly situated before the bridge to Fort Myers Beach, this beautifully updated home offers direct Gulf access, no island traffic, and no additional island taxes—making it an ideal choice for boaters, investors, or anyone seeking the ultimate coastal lifestyle. Step inside to discover a thoughtfully designed interior featuring a stunning custom kitchen, beautifully remodeled bathrooms, and an expansive living room with soaring vaulted ceilings. The primary and guest bedrooms feature elegant tray ceilings, crown molding, and ambient lighting, creating a warm and inviting atmosphere throughout. A versatile den with a built-in Murphy bunk bed provides additional space for guests, a home office, or expanded rental accommodations. Downstairs, you'll find approximately 700 square feet of air-conditioned bonus space, perfect for a workshop, hobby area, storage, or future customization. Outdoor living shines with composite stairs leading to a spacious lanai deck complete with contemporary cable railing—the perfect setting for morning coffee, sunset cocktails, or entertaining family and friends. Boaters will appreciate the composite dock, captain’s walk, boat lift, and convenient electric and water service at the dock. Additional features include a high-efficiency Trane air conditioning system installed in 2020, durable upgrades throughout, and a peaceful neighborhood with no HOA fees. "Bonus Lower-Level Living: Enjoy an additional 660 sq. ft. of fully finished, climate-controlled space perfect for a media room, home gym ect. This versatile area opens directly to a private covered patio, offering the ultimate setup for indoor-outdoor entertaining and premium extra storage." Located just minutes from Fort Myers Beach by boat, bicycle, or car, you'll enjoy easy access to white-sand beaches, waterfront dining, shopping, entertainment, and the trolley stop. For investors, the property offers excellent income-producing potential, with projected annual rental income exceeding $20,000. Whether you're searching for a full-time residence, vacation getaway, or investment property, this exceptional waterfront home delivers the perfect combination of location, lifestyle, and value.
| Middle School | High School |
|---|---|
| CHOICE Middle School | CHOICE High School |
| Price History | |
|---|---|
| 7/29/2026 | Listed $879,000 |
General Features
| Living Area | 1320 |
|---|---|
| Heating | Central Electric |
| Cooling | Ceiling Fan(s),Central Electric |
| Roof | Metal |
| Appliances | Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator/Icemaker,Washer |
| Zoning | RS-1 |
| Garage Spaces | 2 |
| Patio/Porch Features | Patio |
| Architectural Style | Two Story,Contemporary,Florida,Single Family |
| Security Features | Smoke Detector(s) |
| Construction Materials | Wood Frame,Stucco,Vinyl Siding |
| Pets Allowed | Yes |
| Year Built | 1994 |
| View | Canal |
| Levels | 1 |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Parcel Number | 07-46-24-05-00000.0210 |
| Waterfront Features | Canal Front |
| County | Lee |
| New Construction | false |
| Property Type | Residential |
| Association Amenities | None |
| HOA | false |
| Attached Garage | true |
| Subdivision Name | TIP TOP TERRACE |
| Garage Y/N | true |
| Other Structures | Storage |
| Full Baths | 2 |
| Status | Active |
| ModificationTimestamp | 2026-07-29T15:00:43.770Z |
| High School | CHOICE |
| City | FORT MYERS BEACH |
| Senior Community Y/N | false |
| Number Of Units Total | 1 |
| MLS Area | TIP TOP TERRACE |
| Lot Size Units | Acres |
| Lot Size Square Feet | 11805 |
| Carport Y/N | false |
| Tax Annual Amount | 5540.36 |
| Middle/Junior High School | CHOICE |
| Ok to Lease | Buyer Finance/Cash,Buyer Pays Title |
| Structure Type | House |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Virtual Tour | https://www.propertypanorama.com/instaview/fgcmls/2026030373 |
| Freehold | IDX |
| Gulf Access | true |
| Gulf Type | No Bridge(s)/Water Direct |
| Boat Access Type | Boat Dock Private,Boat Lift,Captain's Walk,Composite Dock,Dock Included,Elec Avail at dock,Water Avail at Dock |
| Community Type | Boating,Non-Gated |
Interior Features
| Interior Amenities | Built-In Cabinets,Coffered Ceiling(s),French Doors,Laundry Tub,Smoke Detectors,Walk-In Closet(s) |
|---|---|
| Flooring | Carpet,Tile |
| Furnished Y/N | Furnished |
| Total Stories | 1 |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | false |
| Laundry Features | Laundry in Residence,Laundry Tub |
| Total Bedrooms | 2 |
| Total Baths | 2 |
| RoomBedroomFeatures | Split Bedrooms |
| Dining Room Features | Breakfast Bar,Dining - Family |
| Elevator | None |
Exterior Features
| Exterior Amenities | Boat Dock Private,Boat Lift,Captain's Walk,Composite Dock,Dock Included,Elec Avail at dock,Water Avail at Dock,Screened Balcony,Outdoor Shower,Storage |
|---|---|
| Parking Features | Attached |
| Lot Features | Corner Lot,Cul-De-Sac,Irregular Lot |
| Water Source | Assessment Paid,Central |
| Total Parking | 2 |
| Lot Size Area | 0.271 |
| Park Name | TIP TOP TERRACE |
| Spa | false |
| Building Area Total | 2580 |
| Lot Size Acres | 0.271 |
| Private Pool | false |
| Waterfront Y/N | true |
| Covered Spaces | 2 |
| Door Features | French Doors |
| Horse Y/N | false |
| Rear Exposure | SW |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
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